Since 1991, Robert B. McArtor has conducted Real Estate Auction Sales and Foreclosure Sales in Maryland of Residential Homes - Land/Agricultural - Commercial Properties - Investment Properties - Non-Conforming Properties and Estate Sales totally more than $25 Million in 2007 alone.
Robert McArtor currently services all areas through-out Maryland including but not limited to Harford County, Baltimore County, Cecil County, Anne Arundel County, Montgomery County, Carroll County and Baltimore City.
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What are the Alternatives to Foreclosure?
Deed In Lieu of Foreclosure in Maryland
A Deed In Lieu of Foreclosure is an option if you do not qualify for any of the other alternatives and you do not have additional liens against your property. To avoid foreclosure you may be able to deed the property directly to the lender.
Forbearance Agreement in Maryland
If you are unable to make a loan payment on your loan, you may qualify for a Forbearance Agreement. This is a formal repayment plan which if approved by your lender will stay any pending foreclosure while payments are being made.
Repayment Plan
If your loan is past due for one, two, or three payments because of a temporary financial setback, you may qualify for a Repayment Plan. You must be able to make the monthly loan payment and pay an additional amount towards the past due amount each month until the loan is brought current.
Loan Modification Agreement in Maryland
If you are unable to pay your past due loan payments, but you can meet your monthly obligations, your lender may be able to make a Loan Modification by adding the delinquent escrow payments to your loan balance to bring your loan current. Your current mortgage interest rate must be within market guidelines. If you have any additional liens against your property, the lien holders must be willing to subordinate their interest to the new loan amount.
Short Sale in Maryland
If you wish to sell your property, but the net proceeds from the sale is not enough to pay off your loan and you cannot afford to pay the shortage; the investor may allow you to sell your property without paying the entire amount due.
LONG and FOSTER Living in Baltimore
Baltimore City is just as dynamic as the county that surrounds it. With roughly 650,000 residents, it ranks in the top twenty most populous U.S. cities. As such it offers all the amenities of big-city living, including national sports teams like the Baltimore Orioles and the Baltimore Ravens as well as major sports events like the Preakness Stakes horse race. The city’s centerpiece is the Inner Harbor. One of the nation’s oldest seaports, the Inner Harbor was recently revitalized and is now home to Harborplace, a downtown waterfront complex of stores and restaurants. Anchoring the Inner Harbor is Maryland’s number one tourist attraction, the National Aquarium in Baltimore. The aquarium’s 10,000 specimens of 560 species attract 1.6 million visitors annually. With so much to offer residents, it’s easy to see why Baltimore real estate is so popular.
Despite its metropolitan status, Baltimore real estate includes many folksy neighborhoods which have earned the city the nickname of “Charm City.” One of the most desirable of these is Federal Hill, which lies just south of the city’s commercial district. Overlooking the Inner Harbor, Federal Hill’s quaint rowhouses share space with a unique blend of restaurants and shops, including the historic Cross Street Market. Fells Point, another waterfront neighborhood, boasts the city’s highest concentration of pubs/bars. In 1969, it became Maryland’s first National Historic District, and its cobblestone streets remain a large part of the neighborhood’s identity. Little Italy is also a popular community thanks to its incomparable culinary offerings, though its narrow streets and close quarters are more easily navigated on foot than by car.
Baltimore County’s diverse attractions and the city of Baltimore’s urban amenities make for an enticing combination. To find Baltimore homes for sale and real estate, simply click on Listing Book at the top of this page and begin your home buying journey!