Robert McArtor
Robert B. McArtor the Maryland HOMES TEAM!
Direct 443-392-4833

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Robert B. McArtor is a Licensed REALTOR®, Real Estate Agent and REALTOR serving the Baltimore County, City, Harford and Cecil County area helping and relocating home owners when thinking of selling and marketing their homes. 
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We assure Home Buyers the most professional representation when negotiating the best price for their home. We are FORECLOSURE and SHORT SALE Experts. If you are un-sure of the value of your home in Maryland and know you need to sell. We are here to help! When you are looking to auction your real estate or choose the traditional sales method with
Long and Foster Real Estate, Inc.  
Call the Team of Choice in Maryland. I am a Member of

the Harford County Association of Realtors, National Association of Realtors and Maryland Association of Realtors.

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To receive a daily email of ALL new listings of Real Estate that match your home buying criteria whether you are relocating or just searching, these will be sent to you 
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Did You Know??........

HOME Buyer Tax Credit has been Expanded and Extended into 2010 for First Time and Home Buyers and Owners of Real Estate that have lived in their home they are selling. For more information on this program visit my Blogpost Here 

"$5,000 Additional Savings on Your Home Purchase in Maryland or We Pay You $500"

If you are considering relocating or moving to Harford County Maryland and looking for a REALTOR, there is one Real Estate TEAM to choose when you start your search for your dream home. Our extensive knowledge in the Harford County, Baltimore County Real Estate Market will benefit you when purchasing your home. We have provided helpful links for you. From this page, you can also start searching for properties that are available. Let us start working for you TODAY! It starts with a simply searching for a home, Sign-up for your FREE ListingBook Account! One of our Team Members will contact you immediately to begin to work within your schedule to view the homes of your choice in Maryland, Realtors in Baltimore County, Realtors in Harford County, Agents in Cecil County doing Relocations

If you are one of the many affected by BRAC, we are your relocation experts. Relocating to Aberdeen Proving Ground?, APG?,  MarylandReady.com  is a great website with many relocation services.  Please Bookmark this page and begin your search for Harford County Homes in Maryland. Serving all communities of Harford County if you are Buying or Selling.

FREE VISUAL TOURS of OUR Maryland Listings
  
Did you know that 4 out of 5 Home Buyers in Baltimore Maryland will use the internet to search for their new home whether they are relocating to another area of town or not. What will they see when they find yours?  We offer FREE Visual Tours with every listing AND for a limited time only, we are offering a FULL Home Warranty on your property for the Buyer.  ACT NOW and Call Robert today!

Housing Market Report for Baltimore
and Northern Suburbs


The Baltimore market showed continued signs of renewal in the 3rd quarter of 2009 after an optimistic 2nd quarter. Prices showed decent growth from the previous quarter, and homes spent less time on market than in the 2nd quarter. However, the Baltimore real estate market is still weaker than a year ago; Baltimore's housing market may be in the very early phases of a recovery.
Baltimore City real state showed the most improvement again this quarter: prices rose 9.3% in the 3rd quarter of 2009 from the previous quarter. Baltimore City also clocked the least severe yearly declines; prices in the 3rd quarter were 6.6% lower than a year ago. The city's low average sales price of $175,791 tends to contribute to volatility in percentage changes.
The Northern suburbs posted the only quarterly price decline in the region; prices fell slightly by 0.8% from the 2nd quarter. Prices in this area were down 9.1% from one year ago. The average sales price in the Northern suburbs for the 3rd quarter is $273,823.
The Southern suburbs showed a modest gain of 1.4% in the 3rd quarter. Prices were down 9.3% from the 3rd quarter of 2008, the steepest decline in the region. The average sales price in the Southern suburbs in the 3rd quarter is $371,954.
As a whole, Baltimore metro real estate prices were up 3.2% from 2nd quarter 2009 but down 7.0% from one year earlier. The ratio of inventory to sales ticked up by 0.9 months to 8.8 months at September 2009. Annualized, unit sales volume through the first three quarters of 2009 is 93.8% of the 2008 total volume.
Information provided by Housing Trends Report, Delta Associates.

We Are BRAC Relocation Specialists

RELOCATING TO ABERDEEN, APG and BRAC RELOCATION SPECIALISTS, REALTORS®, REAL ESTATE AGENTS
Aberdeen is home to the U.S. Army's Aberdeen Proving Ground (APG). The proving ground was established by Act of Congress and came into operation in January 1918. The proving ground occupies more than 72,500 acres in Harford County. More than 7,500 civilians and 5,000 military personnel work at APG. Because of BRAC, Robert McArtor and his Real Estate Team have been busy with helping civilians relocate to the Maryland, Harford County Agents, Cecil County Agents, Baltimore Areas. Auctions have become a viable option when purchasing homes in these areas. Maryland HOMES Team with Long and Foster Real Estate, Inc. is proud to be of service to anyone affected by BRAC. If you are looking for a home in these areas, you can become one of our VIP Buyers are start receiving listings TODAY that match your home buying criteria.
Under the Base Realignment and Closure (BRAC) program announced in 2005, Aberdeen will see an influx of people relocating to the area. If you are interested in purchasing your next home through the auction method or simply looking for an Active property on the market. Robert B. McArtor and his team is here to assist you in your relocation needs.
If you are looking for an experienced REALTOR®, Real Estate Agent or Auctioneer serving the Baltimore, Harford County, Baltimore City and Cecil County Area, your search has ended.
Whether you are Relocating to Maryland, Buying a Home, Selling a Home or considering the Auction Method of Marketing your property. Robert McArtor, REALTOR with Long and Foster Real Estate, Inc. and noted Licensed Auctioneer is here to serve you. Have your questions answered immediately by calling me directly 
 

 

 
Search Short Sales in Baltimore Maryland, Harford, Cecil County and Surrounding Areas!

Short sales (pre-foreclosures) account for a fair percentage of the listings on the market in Maryland.  Due to this, they are separated from the foreclosure list.  However, they can ALL be viewed using the 
FREE Listingbook service. Sign up here for access.
Please note that short sale list prices may not be entirely accurate though! You really need to read the ‘Short Sales Explained’ page to understand the unique qualities associated with these types of sales.

 

 


 
 
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URGENT NEWS
FHA Loan Change
Those Who Wait Will Pay Thousands More This Spring 2010
 

Waiting a few extra days or weeks to purchase a home this spring could cost buyers thousands of extra dollars as the office of Housing and Urban Development (HUD) implements several changes for loans guaranteed by the Federal Housing Authority (FHA).

Coming just weeks before the April 30 deadline for the Home Buyer Tax Credit and just days after the March 31 expiration of the Federal Reserve Board's mortgage backed securities purchase program (which has kept home loan rates artificially low for over a year), these FHA changes make it even more important to act now to save big.

Here are a few reasons why:

On April 5th, the cost of required up-front mortgage insurance for loans guaranteed by the FHA will increase from 1.75% to 2.25%. For a borrower purchasing a $200,000 home with a $7,000 down payment, the up-front mortgage insurance will increase by $965. Up-front mortgage insurance is typically financed in the final loan amount so the impact to a monthly payment will be minimal but overall, the increase is still borne by the borrower both upfront and monthly.

Later this spring, the amount of money that a seller can return to the buyer from their sale proceeds will be reduced from 6% to 3%. The reduction in these "seller concessions" can increase the amount of cash a buyer will be required to pay at closing by $6,000 for a home purchase of $200,000.

There is only one way to avoid being affected by all of these costly changes that lie ahead – submit all FHA mortgage applications by the last week of March.

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