RE/MAX Components
Robert and Maria McArtor

Robert B. McArtor is Maryland's Luxury Home Short Sale Real Estate Agent

If you are barely holding on to your luxury property and its value has dropped tremendously, you may qualify for a short sale. A short sale takes place when a lender allows a borrower to sell their property short, for an amount lower than the remaining loan balance. In many cases, the lender then forgives the borrower of the remaining deficiency. Additionally, the lender pays all of the sellers' closing costs. A short sale is completely FREE to borrowers.

How to Qualify

A short sale is not everyone's best option. First, short sales are for borrowers who are upside down on their homes, meaning they owe more on the property than it is worth. Next, borrowers must prove to their lender that they can no longer afford the home due to a financial hardship. Some examples of hardships are:
? Job loss
? Relocation
? Vacant rental property
? Divorce
? Decreased income
? Death/illness in the family
? Job transfer
? Medical bills

Short Sale Specialist in Baltimore, Harford, Anne Arundel County, Montgomery, Fredrick County and ALL Surrounding Areas of Maryland We are short sale specialist real estate agents offering FREE foreclosure services to luxury homeowners in Maryland in hardship.

On average we have closed over 80 short sale transactions. Our Team Members are trained and are well educated in the Short Sale process from start to finish.
1. The first step is for you to FILL OUT our QUICK CONTACT FORM BELOW! We will ask a few questions to get a better idea of the situation you're in.
2. If we determine a short sale is your best option, we will set you up with one of our luxury home short sale Realtors. 
3. We will handle the entire transaction, from listing your home to negotiating with your lender, all for FREE!
4. Your lender will pay all of your closing costs and in most cases, lenders forgive borrowers of the remaining debt on the loan after the sale. Keep in mind, this is not automatically the case.
5. Some lenders are offering incentives up to $35,000 to homeowners who short sale luxury real estate and avoid foreclosure.
6. A short sale will appear on your credit as "Paid as Negotiated" or "Settled in Full," just like any other paid off debt.

Why would your lender agree to a short sale in Maryland?

On average, it costs a lender $58,000 to go through foreclosure proceedings on a property. The lender will attempt to sell the property at auction, which is not always successful. If the home doesn't sell, the lender is then stuck with a vacant property as well as the responsibility of maintaining the property. The home then must go through the bank REO system, which can be a very drawn out process. Rather than dealing not only with all of these additional costs, but also the additional headache, lenders often prefer that borrowers short sale their properties. In fact, even if the foreclosure process has already begun on your distressed luxury property, if you inform your lender that you are attempting to short sale they will often postpone the foreclosure process.

Confidentiality Guarantee

All of the information you provide us with regarding your current financial situation will be kept in the utmost confidentiality. We will not release any of this information to anyone outside of the short sale process. Additionally, if you prefer to include your attorney in the short sale transaction, it is welcomed. Our Team cooperatively work with sellers' attorneys including foreclosure defense attorneys. If you currently do not have an attorney but you would like one, we set you up with can provide you with recommendations.

Do not hesitate to call with any short sale related questions you may have!
Call Robert McArtor Now 443-392-4833

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ZILLOW Reviews
"Robert and his wife Maria did a great job selling my home. Robert stuck by me thru the months of having my home on the market. From the highs at the ... more "
by emil104th
"Words could not express how elated I feel with the services I have received from Mr. McArtor and family. I say family with sincerity because I was ... more "
by justice0880


Robert B. McArtor - Agent at RE/MAX COMPONENTS
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