Robert McArtor
Robert B. McArtor the Maryland HOMES TEAM!
Direct 443-392-4833
604 N. Adams Street MLS#:
Havre de Grace, MD 21078
 
604 N. Adams Street
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Price: $39,900 View Details View Details
Square Ft:
Bedrooms: 3 View Map View Map
Bathrooms: 1.5 Request More Info Request More Info
Year Built: 1900 Printable Flyer Printable Flyer
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REMODELED COLONIAL - HUGE YARD
Property Details JUST COMPLETED! Spacious Remodeled Colonial Home with HUGE Fenced in side yard on corner lot. New Windows, New Vinyl Siding, TREX Front and Back Porches, New Carpet, New Paint, Updated Electric Panel, Updated Fixtures, Updated Bathr...
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704 Grady Lane MLS#:
Bel Air, MD 21014
 
704 Grady Lane
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Price: $350000 View Details View Details
Square Ft:
Bedrooms: 4 View Map View Map
Bathrooms: 2.5 Request More Info Request More Info
Year Built: Printable Flyer Printable Flyer
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Bel Air English Tudor Backs to Woods and Stream
Property Details Beautiful, Well Maintained Custom English Tudor Style Home nestled at the end of a Quiet Cul-de-Sac. This 4 Bedroom 2.5 Bath Home backs to Wooded Park Like Setting and Stream offering a Serene Setting. Wonderful LL and Main Level De...
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12 Rozina Court MLS#:
Owings Mills, MD 21117
 
12 Rozina Court
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Price: $138900 View Details View Details
Square Ft:
Bedrooms: 4 View Map View Map
Bathrooms: 2 Request More Info Request More Info
Year Built: Printable Flyer Printable Flyer
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BANK OWNED - BEAUTIFUL INSIDE!
4 Bedroom, 2 Bath, Completely Remodeled, This one will not last! Make your appointment today.
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3704 Trailwood Court MLS#:
Abingdon, MD 21009
 
3704 Trailwood Court
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Price: $315000 View Details View Details
Square Ft:
Bedrooms: 4 View Map View Map
Bathrooms: 2 Request More Info Request More Info
Year Built: Printable Flyer Printable Flyer
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BANK OWNED! in Harford Town - Lowest Price
4 Bedroom, 2 Bath, Split Level, 1 Car Garage, Large Deck with Pool. Won't Last.
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5129 West Road MLS#:
White Hall, MD 21161
 
5129 West Road
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Price: $210000 View Details View Details
Square Ft:
Bedrooms: 4 View Map View Map
Bathrooms: 2 Request More Info Request More Info
Year Built: Printable Flyer Printable Flyer
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Wonderful Rancher, NEWLY Finished Lower Level
Secluded Area, Great Views, Newer Remodeled Master Bath and Bedroom
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1301 Marquis Court MLS#:
Fallston, MD 21047
 
1301 Marquis Court
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Price: $380000 View Details View Details
Square Ft:
Bedrooms: 4 View Map View Map
Bathrooms: 3.5 Request More Info Request More Info
Year Built: Printable Flyer Printable Flyer
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FALLSTON BANK OWNED PROPERTY!
Beautiful Brick Colonial, 4 Bedroom, Bonus Room, Finished Basement, 3.5 Baths! 2 Car Garage, 2 Decks, Pool, New Kitchen.
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7688 Vitner Lane MLS#:
Pasadena, MD 21122
 
7688 Vitner Lane
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Price: $913500 View Details View Details
Square Ft:
Bedrooms: View Map View Map
Bathrooms: Request More Info Request More Info
Year Built: Printable Flyer Printable Flyer
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SOLD! Annesley by the Bay - Waterfront Comm.
Wonderful NEW Brick Colonial Spec Home. We Listed and SOLD IT! Call us Today to list your exclusive home. We have the Team....we have the experience.
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2176 Sewanee Drive MLS#:
Forest Hill, MD 21050
 
2176 Sewanee Drive
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Price: $227500 View Details View Details
Square Ft: 3106
Bedrooms: 3 View Map View Map
Bathrooms: 2 Request More Info Request More Info
Year Built: 1971 Printable Flyer Printable Flyer
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SOLD! Townhome in Forest Hill - Belle Manor
Beautiful EOG 3 Bdrm. 2 FULL Bath Townhome, Ready to Move In, Finished Bsmnt. w/Walk-out, Lrg. Country Eat-In Kitchen, Angled Bay Window,French Sliders to Deck, Backs to Common Area & Community Pool, 9ft. Ceilings, Rough-In for Full Bath in LL,42" Ki...
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630 Cyril Avenue MLS#:
Pasadena, MD 21122
 
630 Cyril Avenue
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Price: $249900 View Details View Details
Square Ft:
Bedrooms: 4 View Map View Map
Bathrooms: 2.5 Request More Info Request More Info
Year Built: Printable Flyer Printable Flyer
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Wonderful 4 Bdrm. 2.5 Bath Home in Green Haven
Property Details NEW PRICE! Beautiful 3-4 Bedroom, 2.5 Bath Split Foyer Home includes Gleaming Hardwood Floors, Up-Dated Kitchen, New Bay Window, W/W Carpet, Spacious Family Room exits to Huge Secluded Deck for Entertaining, Shed, Blacktop Driveway ...
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7015 Brinkmans Road MLS#:
Middle River, MD 21220
 
7015 Brinkmans Road
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Price: $231000 View Details View Details
Square Ft:
Bedrooms: 3 View Map View Map
Bathrooms: 1 Request More Info Request More Info
Year Built: Printable Flyer Printable Flyer
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Beautiful 3 Bdrm. 1 Bath Cape Cod Price RIGHT!
Property Details Beautiful .50 Acre lot Improved by a 3 Bedroom, 1 Bath Cape Cod. Wonderful Deck, Fireplace, Finished Basement needs your finishing touch, Carport, Large flat lot in a Rural Setting, Attic is full walk through possible 4th Bedroom an...
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URGENT NEWS
FHA Loan Change
Those Who Wait Will Pay Thousands More This Spring 2010
 

Waiting a few extra days or weeks to purchase a home this spring could cost buyers thousands of extra dollars as the office of Housing and Urban Development (HUD) implements several changes for loans guaranteed by the Federal Housing Authority (FHA).

Coming just weeks before the April 30 deadline for the Home Buyer Tax Credit and just days after the March 31 expiration of the Federal Reserve Board's mortgage backed securities purchase program (which has kept home loan rates artificially low for over a year), these FHA changes make it even more important to act now to save big.

Here are a few reasons why:

On April 5th, the cost of required up-front mortgage insurance for loans guaranteed by the FHA will increase from 1.75% to 2.25%. For a borrower purchasing a $200,000 home with a $7,000 down payment, the up-front mortgage insurance will increase by $965. Up-front mortgage insurance is typically financed in the final loan amount so the impact to a monthly payment will be minimal but overall, the increase is still borne by the borrower both upfront and monthly.

Later this spring, the amount of money that a seller can return to the buyer from their sale proceeds will be reduced from 6% to 3%. The reduction in these "seller concessions" can increase the amount of cash a buyer will be required to pay at closing by $6,000 for a home purchase of $200,000.

There is only one way to avoid being affected by all of these costly changes that lie ahead – submit all FHA mortgage applications by the last week of March.

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