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      • Home Affordable Foreclosure Alternative Program
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YOUR CART

Home Affordable Foreclosure Alternative Program ( HAFA )

The HAFA program expired December 31, 2016.
In 2009 the government implemented the Making Home Affordable Program to address the real estate recession and the need to help homeowners deal with their real estate loans. Its primary components are loan modification (Home Affordable Modification Program known as HAMP and foreclosure alternatives (Home Affordable Foreclosure Alternatives known as HAFA). HAFA® provides homeowners the opportunity to exit their homes and be relieved of the remaining mortgage debt through a short sale. It also provides homeowners or their tenants with up to $10,000 in relocation assistance. Through HAFA, you can short sell your primary residence or rental property. Once you complete a HAFA short sale, there is a waiver of deficiency, meaning you are released from any remaining mortgage debt.
You may be eligible for HAFA if you meet the following basic criteria:
· You are struggling to make your mortgage payments due to financial hardship.
· You are delinquent or in danger of falling behind on your mortgage.
· You obtained your mortgage on or before January 1, 2009.
· Your property has not been condemned.
· You owe up to $729,750 on your primary residence or one-to-four unit rental property (loan limits are higher for two- to four-unit properties).

ABOUT SHORT SALES...>>>>>

For more information, Contact Robert McArtor, Team Leader with Maryland Homes Team of RE/MAX Components at 
​marylandhomesteam@gmail.com

Office:
RE/MAX Components
2103 Belair Road
Fallston, Maryland 21047

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Fantastic Zillow Reviews
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"Rob and Maria are the dynamic duo to deliver on what they say - true to their words. Their knowledge and experience helped us to purchase the perfect ... more "
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by mfraker98
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"Robert and his wife Maria were a pleasure to work with! They did their best to make sure I was at ease with the entire selling process. Settlement ... more "
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by pdavids2
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"Perfect selling experience. Found a buyer fast, and a buyer that we liked. Guided us every step of the way from house prep to sale. Rob and Maria ... more "
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by Tom Conway

Contact Us:
Office: 443-885-0875
Fax: 443-885-0875

© Copyright 2020 Maryland Homes Team, Inc. – Maryland Homes Team provides real estate sales services through-out the Maryland region. All photos and video clips licensed. Video walking tours were produced by Maryland Homes Team, Inc. and may be shared socially only if attributed to Maryland Homes Team of RE/MAX Components or  by written permission by Robert McArtor, CEO.
Your Lifetime Real Estate Agents that are Community minded in Harford County, & Baltimore County.  Choosing the right real estate agent and professional  is crucial to stress-free and easy home buying or selling in Harford County, & Baltimore County. We have the resources and expertise to guide you through the process. If you have any questions or you're ready to get started, please do not hesitate to call or email us.